Property Type
single family primary homes, secondary homes
Financing Options
100% LTV for up to $750,000 (physicians only), 97% LTV for up to $950,000 (for attorneys), 95% LTV for up to $1.25 million, 90% LTV for up to $2 million. No PMI required. Fixed-rate and adjustable-rate options available.
*For TX and FL only: 100% LTV for up to $1 million, 95% LTV for up to $1.5 million, 90% LTV for up to $2 million.*
Eligible Professions
DDS, DMD, DO, DPM, DVM, JD, MD
Program Requirements
DTI must be 45% or better. Residual income of $3,000 is required. *For TX and FL only: DTI must be 50%.* Close with an employment contract. Must have a minimum FICO score of 720
For doctors, must be a newly licensed medical resident that has either completed his/her residency and is about to begin employment OR has 6 months or less of residency remaining.